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In this Monday morning brief:

Kenya’s Listed Banks Hit Record KSh 269bn in Pre-Tax Profits

By Harry Njuguna

The combined pre-tax profits of Kenya’s eleven listed lenders rose 10.0% to KSh 269.0 billion and after-tax earnings growing 10.8% to KSh 205.0 billion in the third quarter of 2025. The sector's performance was driven entirely by net interest income, which expanded 12.9% to KSh 425.5 billion, while non-funded income contracted 4.1% to KSh 208.4 billion. The Q3 2025 results show a banking sector increasingly dependent on interest income for growth, with non-funded revenue becoming a headwind for most institutions. The improvement in asset quality ratios – with loan growth outpacing NPL growth – suggests better credit risk management across the sector. Read More »»»

Is Bitcoin a safe haven from market turmoil? There's no definitive answer- not yet. Sometimes it acts like one; most of the time, it doesn’t. Writes Apollo Sande, Country Manager for Luno Kenya. Read More»»» 

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Ruto Leans on Private Capital as Kenya Shifts Gears in Roads Funding

By Fred Obura

President William Ruto has renewed his push for private investment in Kenya’s road network, saying the country can no longer rely on the national budget and costly borrowing to roll out major infrastructure. Speaking during the launch of the Nairobi–Nakuru–Mau Summit and Nairobi–Maai Mahiu–Naivasha dual-carriageway projects, Ruto said traditional funding models had slowed development and left the country “trapped between options that held back progress.” Read More»»»

In the Markets

On Your Watchlist

In the fifth episode of the Just Money Podcast, our host Just Ivy Africa sits down with Seasoned HR expert Daisy Cherono (Master in International Human Resources Management) and seasoned Office and Operations Manager Michelle Ndonye to tackle the most controversial and sensitive issues surrounding Money and the Workplace.

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